E-Pay

Tap into the convenience of online bill payment!

Imagine being able to pay your bills any time you want - conveniently, safely, and efficiently without the hassles of writing checks and addressing envelopes. Let us introduce you to Bill Payment - the newest way to manage your monthly finances, 24 hours a day, 7 days a week. You must have a checking account at Texas Federal Credit Union to sign up for this service.

Getting Started

There are four easy steps to using on-line bill payment! Once you are logged onto i-N.E.T. click on the E-Pay link.

1. Fill out the application found by clicking on the Sign up for Bill Payment link. The information displayed on the form is determined by a number of variables and may include the following:
   • Primary Account Holder - This section is used to gather your name, address and contact information.
   • Account Information - This section is used to indicate which share draft account(s) you would like to use as your debit account(s) for the bill payment service. In addition, you can specify a security word (such as your mother's maiden name).
   • Secondary Account Holder - This section is used to gather the name, address and contact information for a secondary account holder, if applicable.
   • Disclosure (terms and conditions) - If this information is presented on or with the enrollment form, clicking the accept boxes allows you to confirm your consent to receive your disclosures electronically and view and accept the terms of the disclosure. A hyperlink is also present that allows you to open and view the complete text for the terms and conditions. We recommend that you print and retain your disclosures for future reference.
2. When the application information is complete, click Continue to review the information entered. Click Continue to confirm the information. Your information will be entered into the bill payment provider's system. Within approximately 2 business days you will receive an email confirmation.
3. Once you receive confirmation you can go on-line and set up merchants or payees with their address and account information.
4. Schedule payments by specifying the payee, amount and date of your payment.

Q. When can bill payments be scheduled for processing? Can I pay my bills on the weekend?

A. You may schedule payments 24 hours a day, seven days a week. The Bill Payment processor processes payments on all days excluding weekends and Federal Reserve Board recognized holidays.

If the payment is scheduled for a weekend, the payment will be extracted on the previous business day and mailed on Saturday.

Example:
- Assume today is Wednesday.
- You schedule a payment for Sunday.
- The Bill Payment processor will extract the payment on Friday (i.e., the previous business
      day).
- The payment is mailed (or electronically transferred) on Saturday.
-If a payment is scheduled for the day before a holiday, or on a holiday, the payment is
      processed on the 2nd business day before the holiday.

Example:
- Assume today is July 1.
- You schedule a payment for July 3rd or July 4th.
- The payment is processed on July 2nd (two business days prior to the holiday).
- The payment is mailed (or electronically transferred) on July 3rd.

The Bill Payment processor’s non-processing dates for 2008 are:

• New Year's Day - Tuesday, January 1
• Martin Luther King Jr. Day - Monday, January 21
• President's Day - Monday, February 18
• Memorial Day - Monday, May 26
• Independence Day - Friday, July 4
• Labor Day - Monday, September 1
• Columbus Day - Monday, October 13
• Veteran's Day - Tuesday, November 11
• Thanksgiving Day - Thursday, November 27
• Christmas Day - Thursday, December 25