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Imagine being able to pay your bills any time you want - conveniently, safely, and efficiently without the hassles of writing checks and addressing envelopes. Let us introduce you to Bill Payment - the newest way to manage your monthly finances, 24 hours a day, 7 days a week. You must have a checking account at Texas Federal Credit Union to sign up for this service.

E-Pay Frequently Asked Questions

Q. When can I start using E-Pay?
A. After enrolling for E-Pay you will first receive an “Approval” e-mail. Once your account has been enabled, you will receive a “Welcome” e-mail indicating that you may begin using E-Pay.

Q. When is E-Pay available?
A. You may schedule payments 24 hours a day, seven days a week.

Q. How are E-Pay transactions reflected on my checking account?
A. All E-Pay transactions are reflected as an ACH debit on the account statement.

Q. Can I use E-Pay from outside the U.S.?
A. You may pay bills from outside the U.S. if you are using a compatible browser. Payments may only be debited from U.S. bank accounts and may only be made to payees inside the U.S.

Q. What do payees actually receive?
A. Electronic payees receive payment information in an electronic format that credits their account. Non-electronic merchants or individual payees receive a laser-printed paper check sent through the U.S. Postal Service.

Q. Who can be paid using the E-Pay Service?
A. Anyone in the fifty United States and territories who can accept a check, with the exception of tax payments (such as federal, state and local), court-directed payments (such as alimony and child support) and any other government related payments.


As an added convenience of i-N.E.T., you can pay your bills with E-Pay. No more writing checks, licking stamps or addressing envelopes. With E-Pay you can:
Pay all your bills on-line, all in one convenient location.
Pay-anyone: from your power company to your doctor to your neighborhood lawn service, you can pay virtually everyone you pay now - anytime, anywhere - all with the click of a mouse.
Schedule single or recurring payments up to a year in advance.
Review pending payments and have access to your full payment history.
Easy payment scheduling - select the payee, amount and payment date, then click to pay!
Edit Payments anytime by 11:00 pm before the processing date.

Getting Started

There are four easy steps to using on-line E-Pay! Once you are logged onto i-N.E.T. click on the E-Pay link.
1. Complete the application found by clicking on the Sign up for E-Pay link. The information displayed on the form is determined by a number of variables and may include the following:
• Primary Account Holder - This section is used to gather your name, address and contact information.
• Account Information - This section is used to indicate which share draft account(s) you would like to use as your debit account(s) for the E-Pay service. In addition, you can specify a security word (such as your mother’s maiden name).
• Secondary Account Holder - This section is used to gather the name, address and contact information for a secondary account holder, if applicable.
• Disclosure (terms and conditions) - If this information is presented on or with the
enrollment form, clicking the accept boxes allows you to confirm your consent to receive your disclosures electronically and view and accept the terms of the disclosure. We recommend that you print and retain your disclosures for future reference.
2. When the application information is complete, click Continue to review the information entered. Click Continue to confirm the information. Your information will be entered into the E- Pay provider’s system. Within approximately 2 business days you will receive an email confirmation.
3. Once you receive confirmation you can go on-line and set up merchants or payees with their address and account information.
4. Schedule payments by specifying the payee, amount and date of your payment.

Click Here for the E-Pay "Terms and Conditions"

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